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Neighborhood financial institution is looking for well-qualified candidates for the place of Mortgage Processor II. The Financial institution of Jackson Gap presents aggressive wages and a beneficiant advantages package deal. There may be the potential for this place to be carried out remotely relying on the applicant.
· To use, please full an software at www.bankofjacksonhole.com/careers
The Mortgage Processor II precisely enters required mortgage information in mortgage origination software program and doc supplier interfaces. Completes all processing duties with little to no help for residential, industrial, shopper, and building loans with the next qualities: limitless variety of signers, debtors, co-borrowers, or non-occupying co-borrowers; buy, refinance, HELOC/subordinate, modifications and alter in phrases; and vesting in particular person(s) names, trusts, enterprise entities, and so on.
Important Capabilities and Duties
Affordable lodging could also be made to allow people with disabilities to carry out the important capabilities.
- Enters mortgage phrases, borrower info, and third celebration information into BytePro/LaserPro mortgage origination software program all through the mortgage course of.
- Overview mortgage information for completeness and accuracy. Gathers vital documentation, corresponding to: preliminary disclosures, revenue and asset documentation, credit score report, verifications, appraisal report, preliminary title report, and so on.
- Critiques and follows up on all excellent orders/requests to 3rd events and debtors inside established firm deadlines. Contacts employers for verification of employment (VOE) and any third events essential to confirm accuracy of knowledge.
- Capable of determine and deal with advanced title exceptions, necessities, vesting, and so on.
- Acts as a useful resource for different mortgage processors.
- Successfully manages mortgage pipeline and completes required circumstances/exceptions to be able to shut loans on time.
- Independently creates and discloses preliminary mortgage disclosures and is ready to overview the preliminary disclosures of different mortgage processors.
- Produces remaining mortgage paperwork for mortgage officers utilizing data of mortgage laws, insurance policies and procedures. Critiques remaining paperwork of different mortgage processors.
- Communicates with title corporations to steadiness borrower’s cash-to-close, steadiness internet funding quantities, decide correct vesting, and clear vital title coverage exceptions.
- Exports loans to IDS or LaserPro to supply remaining paperwork, to Jack Henry for funding, and to traders for mortgage buy.
- Completes required compliance coaching and performs job capabilities in compliance with regulatory and governmental requirements, pointers, guidelines and laws with all regulatory authorities, federal or state ordinances and administrative laws and statutes.
- Processes wires, cashier checks, mortgage funding transfers, mortgage buy disbursements, secondary market mortgage funds, and BOJH payoffs in Xperience utilizing appropriate Basic Ledger accounts and quantities.
- Course of post-close necessities together with: laborious copy file storage, saving mortgage paperwork to Synergy, and sending remaining title insurance policies and recorded mortgages to traders.
- Displays processes for effectivity and effectiveness. Gives supervisor/administration with suggestions for enchancment.
- Maintain up to date with present and upcoming mortgage merchandise and mortgage pointers.
- Skill to speak successfully and work in a quick paced surroundings.
- Observe all financial institution insurance policies and procedures.
Competencies
1. Excessive degree of confidentiality.
2. Excessive degree of honesty and integrity.
3. Robust oral and written communication.
4. Basic math proficiency.
5. Skill to arrange and prioritize.
6. Choice making & drawback fixing abilities.
7. Train good judgement.
8. Work independently/group member.
9. Time administration.
10. Private effectiveness & flexibility.
11. Stress administration/composure.
12. Thoroughness.
13. Robust consideration to element.
14. Proficient with Excel, Phrase and Outlook.
Supervisory Duties
Place has no supervisory duties.
Work Setting
This job operates in a clerical workplace setting. This position routinely makes use of normal workplace tools corresponding to computer systems, telephones, photocopiers, fax machines, submitting cupboards.
Bodily Calls for
This can be a largely sedentary position. Whereas performing the duties of this job, the worker is frequently required to see, discuss, hear, sit for lengthy intervals of time, stand, squat, kneel, stroll, climb stairs, bend, handbook dexterity and attain with palms and arms. Place requires the power to raise information, open submitting cupboards and bend or stand on a stool as vital. Correct lifting methods are required. This place might sometimes raise as much as 25 kilos.
Place Kind/Anticipated Hours of Work
This can be a full-time place. Common days and hours of labor are Monday via Friday, from 8:00 am via 5:00 pm. The worker should work a minimal of 30 hours every week to keep up full time standing.
Journey
No in a single day journey is anticipated for this place. Occasional journey for coaching or to a different department could also be anticipated.
Required Training and Expertise
1. Highschool diploma or equal.
2. Minimal of 1 to 2 years’ expertise in mortgage operations or doc preparation required.
EEO Assertion
It’s the coverage of Financial institution of Jackson Gap to afford equal alternative in all phases of employment with out regard to a person’s race, coloration, creed, faith, gender, nationwide origin, age, incapacity, marital standing, ancestry, sexual orientation, unfavorable army discharge for certified people with disabilities, and for certified disabled veterans and veterans of the Vietnam period, to the extent required by relevant native, state and federal legislation.
Different Duties
This job description shouldn’t be designed to cowl or include a complete itemizing of actions, duties or duties which might be required of the worker for this job. Duties, duties and actions might change at any time with or with out discover.
Job Kind: Full-time
Pay: $24.04 – $27.40 per hour
Advantages:
- 401(okay)
- 401(okay) matching
- Dental insurance coverage
- Incapacity insurance coverage
- Medical health insurance
- Life insurance coverage
- Paid day off
- Imaginative and prescient insurance coverage
Bodily Setting:
Schedule:
- Eight hour shift
- Monday to Friday
Software Query(s):
- What are your wage expectations?
- If provided a place, what state would you be working from?
Training:
- Highschool or equal (Required)
Expertise:
- mortgage documentation or doc preparation: 2 years (Required)
Work Location:
Firm’s web site:
- www.bankofjacksonhole.com/careers
Profit Circumstances:
- Ready interval might apply
- Solely full-time workers eligible
Work Remotely:
COVID-19 Precaution(s):
- Social distancing pointers in place
- Sanitizing, disinfecting, or cleansing procedures in place
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