Stripe Charges fixed rate and percentage-based fees from business for collecting payments. The fees may vary based on payment type, payment method, and currency, which makes it difficult to calculate the fees and charges before sending invoice. Our Stripe fee calculator, allows you to quickly calculate stripe fees so you can charge your customers to account for the additional charges.
How Much is the Stripe Processing Fees?
For most transections Stripe fee is 2.9% + $0.30 per transaction,
which can be calculated for easily with our Stripe fees calculator. For any additional charges, you can refer the table below based on which Stripe tools you are using (as of November 17, 2022):
Stripe Tool* |
Percentage of Amount Fee |
Fixed Fee (USD) |
| Payments (Cards + Digital Wallets) | 2.9% (+0.5% for manually entered cards) | $0.30 |
| Payments (ACH Direct Debit) | 0.8% ($5.00 cap) | No fixed fee |
| Checkout | No percentage fee | $10 per month |
| Billing | 0.5% | $10 per month |
| Invoicing | 0.4% | No fixed fee |
| Terminal (In-Person Card Processing) | 2.7% | $0.05 |
*Visit Stripe’s pricing details to see all of their features and related fees.
Stripe charges an additional 1% for international cards and digital wallets and another 1% if currency conversion is required, this over an above the slandered fees mentioned above.
How to Use Stripe processing Fee Calculator
Just follow the 3 simple steps mentioned below;
- Enter the invoice amount
- Your total fees will appear below the calculator, plus the amount you will receive after fees are charged and how much you should bill your customer to cover the fees.
- Bookmark this page to refer back to any time you need to calculate more Stripe fees!
How you can Reduce Stripe transection Fees
Here are a few ways to avoid or reduce Stripe fees:
1. Ask for custom rates
By contacting the Stripe sales support team, you can inquire about custom rates that are suitable for your business.
2. Upgrade your Stripe plan
If you send large quantity of invoices then it will be good to upgrade your plan this you will save your money through bulk discount.
3. Combine payments
You can combine payments of one client to avoid transection fees on each payment.
how to calculate stripe fees
Stripe fees can be calculated with following formula:
(Invoice Total x Percentage Fee)/100 + Fixed Fee
Example 1:
You bill a client for $100.
The fees for a digital wallet are 2.9% of the total amount plus a fixed fee of $0.30, it comes to $3.2.
After deducting fees, you will earn $96.8.
Example 2:
You bill an in-person customer for $10 using the Stripe Terminal for card processing.
The fees for Terminal card processing is 2.7% plus a fixed fee of $0.05, which comes out to $0.32.
After deducting fees, you will earn $9.68.
Are Stripe fees tax deductible?
Yes, all Stripe fees are tax deductible.
What should I ask for to get full payment?
You can use following formula.
(Goal Amount + Fixed Fee)/(1 – (Percent Fee/100))
Example 1:
Let say you want to receive $100 after fees are deducted when billing through the digital Payments.
The fees for a digital wallet are 2.9% of the total amount plus a fixed fee of $0.30.
($100 + $0.30) / (1 – .029)
($50.30) / (0.971)
= $103.29
You should ask your client for $103.29 to receive $100 after Stripe fees.
